Jumbo Loans
Apply NowJumbo Loans
When you partner with United Community to finance your home, you have access to a wide variety of jumbo products.1
We offer higher-than-conventional loan limit options for those dreaming BIG. Whether you're buying, refinancing, or using your home equity to add that movie theater room, we have ARM2 options to fit your unique needs.
Primary Home
| Down Payment | Maximum Amount |
|---|---|
|
Down Payment
20%
|
Maximum Amount
$1,500,000
|
|
Down Payment
30%
|
Maximum Amount
$3,000,000
|
Second Home
| Down Payment | Maximum Amount |
|---|---|
|
Down Payment
30%
|
Maximum Amount
$1,500,000
|
Added Benefits:1
- Optional auto-pay additional rate discount3
- Financing available for primary and second homes
- Only one appraisal may be needed for loans up to $1.5 million
- Loan servicing maintained by United Community
- 7/6- and 10/6-month adjustable-rate mortgages2
Apply Now
Begin your secure application.
Connect with a local lender.
Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team.
Have a question about an existing home loan? Call 1-800-UCBANK1 (1-800-822-2651) and choose Option 6 to connect directly with our loan servicing experts.
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Looking for another option?
Down-Payment Assistance
VA Mortgage Loan
Cash-Out Refinance
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Restrictions apply.
2 ARM loans are variable rate loans. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every six months according to the market index. Any change may significantly impact your monthly payment.
3 Discount is applied after closing. Discount is not reflected in the interest rate lock disclosure. All loans enrolling in auto-pay discount will be qualified, underwritten, and approved at the higher interest rate. The automatic payment form must be completed prior to closing and the Auto Pay Discount Agreement will outline the rate discount at time of closing. If you cancel or do not complete enrollment before your loan closes, the rate discount will not be applied. If you make any changes in your election option after closing, your rate may change to the approved interest rate as outline in the mortgage note.
