Built on service. Focused on you.

Experience the United Community difference.

Open an Account

Why Choose United Community

At United Community, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Award-winning banking

When you partner with United toward your financial success, you’re in good hands. We’ve been providing customers with a secure and safe place to bank since 1950, and our teams have been consistently recognized for their outstanding service. A few of our recent awards include:

#1 in Customer Satisfaction with Consumer Banking in the Southeast (J.D. Power)¹
- 10-time winner
Greenwich Excellence Awards, 2023 (Coalition Greenwich)²
- 15 awards for outstanding performance in Middle Market and Small Business Banking, including national honors for Overall Satisfaction
America’s Best Midsize Companies, 2024 (Times)³
Best Banks to Work For, 2023 (American Banker)⁴
- Marks seven years in a row based on employee satisfaction

Talk with a Banker Find My Local Branch

Full Access at your Fingertips

From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking⁶ services, you get on-demand access to your accounts and the ability to:

Check your account activity from anywhere
Track your personal finances by linking multiple accounts
Deposit checks with your smartphone
Schedule bill payments

Explore the Features

Free ATMs across the southeast

United customers unlock surcharge-free access to a network of over 193 United ATMs and ITMs and over 1,260 Publix Presto! ATMs all across the southeast.

View All Locations

Strengthened Security

Here at United Community, we take your security seriously. We work hard to protect your personal information and provide you with a dependable online experience. You’ll also receive access to a suite of security tools to help you securely and efficiently manage your finances.

Explore Tools

Ready to open an account with us?

It's easy to open your new United Community account online! Once you find your perfect account fit, you'll need these items handy to get started!

Social Security Number

We're required by federal law to collect your Social Security Number.

Minimum Opening Deposit

To begin, you'll need the minimum necessary to fund the account.

Government-Issued Photo ID

Provide your Driver's License, State-Issued ID, Military ID, Tribal ID, or Passport.

Open Your Account

More convenient ways to open an account.

Schedule an appointment or give us a call–whichever is easiest for you!

Schedule an Appointment

Keep your finances in one place.

Checking Accounts

Looking for a checking account that can handle your day-to-day banking needs? We've got you covered with money-saving checking with overdraft protection.

Learn More

Savings Accounts

Open a savings account or CD to save for a rainy day and a bright future. Digital banking and mobile deposits making saving easier on the go.

Learn More

Home Loans and Mortgages

Together, we can make the home of your dreams a reality. All it takes is the right foundation.

Learn More

Credit Cards

Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.

Learn More

Business Banking

No matter how big or small your business is, we'll bring together the perfect team who know the local scene and have a nationwide perspective. Our main goal is to make sure your business smoothly transitions into the market where it aims to grow.

Learn More

Learning Center

woman holiday shopping and mobile banking

Fraud Prevention for the Holidays

The holidays come with more spending, more travel, and—unfortunately—more fraud. We know fraud is the last thing you want to deal with (ever, but especially during the holiday season), so we’re here to equip you with tools that will keep your money safe, while also making life easier.

Read Article

Protect Your Checks: How to Prevent Mail Theft and Fraudulent Check Washing

The US Postal Inspection Service recovers more than $1 billion in fraudulent checks and money orders each year. If you mailed a check that was paid, but the recipient never received it, criminals may have stolen it. To help postal inspectors keep your mail safe, take the following steps.

Read Article

for rent sign in front of a rental property

How to Build Wealth through Real Estate

Real estate has long been recognized as a solid investment strategy, offering both stability and potential for significant returns. If you are interested in creating a valuable, diversified portfolio, here are a few options to consider if you’re interested.

Read Article

View All Posts

J.D. Power 2024 U.S. Retail Banking Satisfaction Study
²2023 Greenwich Excellence Awards for U.S. Middle Market and Small Business Banking published February 21, 2024
³TIME America’s Best Midsize Companies of 2024
⁴ American Banker 2023 "Best Banks to Work For"
⁵Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.