Fraud Prevention Guide

Criminals are increasingly targeting checks—whether by stealing them from the mail and altering them with chemicals or by tricking consumers with fake check scams. Learn how to protect yourself with practical tips, like using indelible ink, monitoring your account for suspicious activity, and understanding the warning signs of fraudulent checks. Discover the advanced security features built into United Community’s checks that offer extra protection against fraud. Don’t fall victim to these scams.

Recently, there’s been a surge in text scams that seem to come from legitimate fraud prevention centers. Here's how it typically works: You get a text message asking you about a suspicious purchase or, asking you to validate an unusual purchase. Once you say no, you immediately get a call asking you to verify yourself with sensitive information like debit card details, PIN numbers, or even your digital banking login credentials.

Don’t take the bait—this scam can be convincing, but you should never share information like logins, codes, or PINs over the phone—and a real banker won’t ask you to. If you receive a call and you’re in doubt, hang up and call us at 1-800-UCBANK1 (1-800-822-2651).