Home Construction & Renovation Loans
Apply NowThe home you're dreaming of starts here.
Whether you’re renovating your current home or building a new one, we can help you find the best loan for you. With United, you have access to fixed-rate, conventional construction-to-permanent financing, along with construction-only jumbo loan options. Call 1-800-914-8224 to connect with a local lender and get started today.
More resources to get you started:
Construction and Renovation
Homestyle® Renovation
Manage Your Build
Quick Reference Guide
Frequently Asked Questions
Take a look at 5 home improvement projects that pay off.
To qualify for a home construction loan, you’ll need to provide a construction agreement, a detailed construction schedule, and a complete construction budget.
Stop by one of our locations near you to speak with a loan officer or use our locator tool to find a mortgage loan officer.
If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).
Didn't find what you are looking for? View All FAQs or Contact Us
Connect with a local lender.
Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team.
Have a question about an existing home loan? Call 1-800-UCBANK1 (1-800-822-2651) and choose Option 6 to connect directly with our loan servicing experts.
Find Your Local Lender
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Learning Resources
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Adjustable Rate Mortgage (ARM) loans are variable rate loans. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every six months according to the market index. Any change may significantly impact your monthly payment.
© 2023 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply. This is not a commitment to lend. Offer subject to change without notice.
