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dad teaching son money habits

United Treasure Chest Savings

Open a Treasure Chest Account
United Treasure Chest Savings

Teach your children to save with a real bank account.

Start your child on the path towards financial success with their own savings account. United Treasure Chest Savings accounts are designed for children ages 12 and under. There is no monthly service charge, no minimum balance requirement, and it pays interest on all balances. The United Treasure Chest Savings account will automatically convert to a United Student Savings account once they turn 13 years old.

mom and son opening a Treasure Chest Savings account

Opening an Account for your Child

United Treasure Chest Savings accounts can be opened at your local branch (so that your child can be properly celebrated and receive their piggy bank and banking booklet!) and managed online.


Your child must be:

  • 12 years of age or younger
  • ​a U.S. Citizen or U.S. Resident Alien

Your child will need:

  • Current home address
  • U.S. Social Security Number
  • A minimum of $5 to fund your new account.

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Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.