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Personal Miscellaneous Fees Schedule

As of October 2024

Account Research

Research (hourly rate): $25.00

Research Photocopies (per page): $1.00


Automated Teller Machines (ATMs)

Card Replacement: $5.00/Card

ATM Transaction/Balance Inquiry Outside of United or Publix ® Presto! Network: $1.00


Checks

Official Check: $10.00

Check Copy (per check) (maximum of $30.00): $3.00 

Check Orders: Varies by style 

Check Cashing Fee (non-customers): 1% fee (or minimum of $5.00) for checks cashed at any United Community location


Collections

Domestic: $20.00

Foreign: $25.00

Other Bank Pass-thru Fees: Actual 


Dormant Account

Dormant Fee (until re-activation or escheatment): $5.00/month 


Legal Orders

Levy or Garnishment: No Charge 

Subpoena Research (hourly rate): $25.00

Subpoena Photocopies (per page): $0.25


Miscellaneous Services

Account Closure Within 90 Days of Opening: $20.00 

Branch Photocopies (per page): $1.00

Deposit Correction: No Charge

Fax (per page): $2.00

Returned Deposited Item: No Charge

Returned Redeposited Item: No Charge

Special Handling (per month): $25.00 

Stop Payment (branch initiated): $36.00 

Stop Payment (Online Banking initiated): $30.00 

MasterCard Payment Cancellation: $15.00 

Verification of Deposit: $20.00


Online and Mobile Banking

Bill Pay: No Charge

External Transfers (each): $3.00

Mobile Deposits: No Charge 


Overdraft Services2

Overdraft (per item)1: $36.00

Returned Item NSF (per item): No Charge

Overdraft Line of Credit Protection Transfer (per occurrence):  $7.50

Overdraft Protection Transfer from Deposit Account (per occurrence): $7.50


Safe Deposit Box Annual Rental

2 x 5: $40.00

3 x 5: $40.00

4 x 5: $50.00

5 x 5: $60.00

3 x 10: $70.00

4 x 10: $80.00

5 x 10: $90.00

6 x 10: $95.00

7 x 10: $100.00

10 x 10: $150.00

10 x 15: $170.00

15 x 18: $175.00

13 x 21: $375.00

16 x 18: $ 375.00

16 x 31: $625.00

16 x 21: $675.00

38 x 21: $1,025.00

65 x 44: $2,050.00

Locker: $150.00

Past Due After 30 Days: $10.00 


Statement Services

eStatement: No Charge

Paper Statement—No Check Images (monthly): varies3

Paper Statement—Front Check Images Included (monthly): Add $2.00

Paper Statement—Front and Back Check Images Included (monthly): Add $3.00

Statement Copy (maximum of $50.00): $5.00 


Wire Transfer Services

Incoming (domestic and international): $15.00 

Outgoing Domestic (branch initiated): $30.00

Outgoing International (branch initiated): $50.00

  1. The fee applies to transactions created by check, in-person withdrawal, ATM Withdrawal, or other electronic means. The maximum charge will be three (3) Overdraft Fees per day per account.

    2 Overdraft Services and Fees do not apply to United Essential Banking.

    3United Essential Banking $2; United Checking for Students $3; all others $0.

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Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.